CECL is Coming – Is Your Bank Ready for This Seismic Shift?
October 17, 2018
Historically, banks have based credit loss reserves on the amount of loan losses they’ve incurred in the past. However, this will soon be changing—and this
Historically, banks have based credit loss reserves on the amount of loan losses they’ve incurred in the past. However, this will soon be changing—and this
written by Kami Bailey The economic recovery that began in the summer of 2009 passed another significant milestone in April when it became the second-longest
written by Kami Bailey Over the past decade, mainly due to the financial crisis, banks have enjoyed lots of liquidity and been flush with deposits.
written by Blair Groves It’s not uncommon for bankers to make exceptions to policies and variances to procedures. But problems can arise when banks don’t
written by Blair Groves Seven years past the beginning of the largest financial crisis in the United States since the great depression, the fallout of
Some community banks believe that they are not subject to the unfair, deceptive or abusive acts or practices (collectively referred to as UDAAP) provisions of
Dodd-Frank Wall Street Reform and the Consumer Protection Act have been among the key concerns for bankers in recent times. One of the more confusing
Depository institutions use loan participations as an integral part of their lending operations. Banks may sell participations to enhance their liquidity, interest rate risk management,
The uneven economic recovery may be sputtering along in fits and starts, but it appears loan volume has improved at commercial banks. According to Federal
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