Tailored Retirement Income Strategies for High-Net-Worth Individuals
The Whitlock Co. designs advanced retirement income strategies for high-net-worth clients nationwide—blending tax-smart withdrawals, Roth conversions, and estate-savvy tactics to transform complexity into reliable cash flow. We partner with Oppenheimer and Company to design your professionally managed portfolio.
Simplifying Wealth for Confident Retirement
Wealth brings complexity. Especially when your lifestyle depends on turning equity windfalls or deferred comp into steady paychecks. The Whitlock Co.’s expert, forward-thinking advisers simplify that challenge with holistic retirement income strategies that minimize taxes, tame sequence-of-returns risk, and preserve legacy.
Why Choose The Whitlock Co. for Retirement Income Strategies
- A century of credibility. Established in 1913, our firm has built over a century of trust and brings more than 50 years of specialized expertise in wealth retention.
- National reach with Midwestern service. Our firm anchors itself in Springfield, Kansas City, and Joplin while extending its reach coast-to-coast through seamless virtual advising—bringing Midwestern values to households nationwide.
- Data-forward Modeling. This approach uses tax-sensitivity analysis to deliver every retirement income strategy decision with clear, data-backed confidence you can trust.
Managing Retirement’s Biggest Challenges With Proven Solutions
Tax-bracket creep
Roth-Conversion Gap Years harvest low-tax windows post-exit, shrinking future RMDs and Medicare surcharges—keeping more money compounding.
Concentrated stock exposure
Hedging collars and 10b5-1 plans convert single-stock risk into diversified, spendable capital without one-day tax shocks.
Retirement Income Strategy FAQs
When should I start retirement income planning?
Ideally, 3–5 years before retirement or any major liquidity event, giving time to structure taxes, pensions, and Social Security optimally.
Do you advise clients outside of Missouri?
Yes. Secure portals and national licensure let us serve high-net-worth households in all 50 states.
Can you coordinate with my investment manager?
Absolutely—our CPA team syncs tax timing with your portfolio managers to enhance after-tax returns.
Ready to Turn Wealth into Reliable Income?
Speak with The Whitlock Co. today. Call 417-881-0145 or fill out the form to request a consultation to discuss the best retirement income strategy for your legacy and lifestyle.